Non traditional tradelines
There is a caveat to the new rule: the tradelines may be what is considered "non- traditional." Non-traditional tradelines are typically monthly liabilities that do not 9 Mar 2016 Traditional tradelines with a 12 month payment history listed on the credit report can be combined with eligible nontraditional tradelines to are not eligible non-traditional credit tradelines. Applicant's that utilize nontraditional credit to qualify for a guaranteed loan are not eligible for debt ratio waivers.