Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Can I open a U.S. bank account online? If you’re already residing in the U.S., you can open a bank account either in branch or online. That said, if you’ve arrived recently, an online application will probably be refused, for two reasons. First of all, because you’re new to the country, you’ll have a very limited credit history. As a non-resident, however, you likely won’t be able to open an account online. While you can sometimes open an account remotely if you have the right connections, banks in the US generally want people to open accounts in person, so if you want to open a US bank account, you should start planning your trip now.